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Tyson Properties, Inc.

Dumped Because of Bad Credit?

If you’re having trouble qualifying to rent through a property management company, your credit history and financial stability may be part of the problem.

Property owners are looking for people who can pay their rent on time every month. If your credit and prior rental history indicates you’re at risk of missing your payment deadline, it’s unlikely anyone will want to lease to you.

If you want to begin the process of rebuilding your credit worthiness, you’ll want to find a trustworthy, knowledgeable service and the right information to help you succeed.

Obtaining Your Credit Report

But first, obtaining copies of your credit reports (reporting agencies must provide you with one free report every year, at your request) is a good place to start. You can learn more about how your information is scored, which bureaus to contact, and how to handle negative and incorrect data you find on your reports at this US government information site.

Help Yourself Credit Repair

The Federal Trade Commission supplies valuable info on your rights as a consumer, how to DIY, and where to report credit repair fraud and scams you may encounter. You can visit them at their webpage Credit Repair: How to Help Yourself to learn more.

Getting Legitimate Help

Do you know where your financial knowledge needs shoring up? The FTC provides information on how to find someone to assist you in creating a budget and managing your money and gives you some basic rules to help you understand the way creditors operate.

Find a state-by-state list of government-approved organizations at the website of the U.S. Trustee Program.